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Debt Relief Options

Bankruptcy

Thinking about filing bankruptcy? You’re not alone. Thousands of people file for bankruptcy every month. At its best, filing bankruptcy is a very complex thing to do. Even though it is complex, it can be necessary. You’re likely to have question after question and the best place to find answers for your specific situation is with a bankruptcy attorney. If you’re looking for general bankruptcy information, you’re in the right place.

Cash out Refinance

Account Validation

Buying a home is probably one of the biggest investments you’ll ever make, and you likely want to do everything you can to make sure your home is as comfortable and up-to-date as possible. But it can be tough to build up the necessary savings to complete home renovations and repairs. 

A cash-out refinance may be your answer. It can help you accomplish your home improvement goals, so you don’t have to rely on credit cards, a personal loan or a second mortgage. 

Debt Resolution, also known as Debt or Account Validation, refers to a consumer’s right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer’s rights under the United States Federal Fair Debt Collection Practices Act (FDCPA). Upon disputing this debt, if the creditor cannot verify the debt, then they cannot collect on the debt.

Credit Counseling

 Debt Management Plan is a program where you make one monthly payment for all creditors through a licensed service agent that has lower, pre-negotiated, fixed rates with your creditors. Typically the rates are between 4% to 9%. In a Debt Management Plan, you will be paying back 100% of the debt that you owe but you will be paying back at a much lower interest rate.

Debt Consolidation

A debt consolidation loan is a viable option for a consumer who has a low debt to income ratio, high credit score, and sufficient income. If the bank is willing to give you a loan with a low-interest rate – in this case, debt consolidation is an excellent option. If you can replace bad debt with good debt – go for it! Debt consolidation loans can pay off everything from your car payment to credit card debt. You take out one loan to pay off all your debt. 

Debt Settlement

Debt negotiation, also known as debt settlement, can help you to resolve your bills within 3-years or less (the average).

Working with a company, you make monthly deposits into an account. The company negotiates with your creditors to accept less than the debt owed. That amount is then paid to creditors, from the account you deposited into, until the debt is resolved.

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Enrollment Advisors Group does not provide debt relief services. Enrollment Advisors Group matches consumers with debt relief companies in our network. By submitting your information you agree to be contacted by our partner debt relief providers via phone and / or email. Enrollment Advisors Group does not broker loans and does not make and/or fund any product offerings, loans, or credit decisions. This web site and the content within do not constitute an offer or solicitation to lend. This web site will securely submit the information you provide to a lender. Providing your information on this web site does not guarantee approval for a product offering.

Debt settlement is a negotiation process and therefore it is not possible to predict exact savings. Anyone considering bankruptcy should contact a bankruptcy attorney. The use of debt relief services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.

The trademarks included on this page are property of their respective owners, who have offered no endorsement of this service.

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