Debt Validation

ACCOUNT VALIDATION

Debt Resolution, also known as Debt or Account Validation, refers to a consumer’s right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer’s rights under the United States Federal Fair Debt Collection Practices Act (FDCPA). Upon disputing this debt, if the creditor cannot verify the debt, then they cannot collect on the debt.

Your case manager will request original financial documents for all debts belonging to a particular client. If there is no ownership evidence linking the debts to a particular client, then those debts are invalidated. Therefore, those debts are invalid and the client is protected under debt collection laws. In addition, if the creditor harasses the client during the process (which is a clear violation of the FDCPA) during the process, your case manger will use this violation against the creditor to help completely eliminate your debt.

Debt Validation has quickly become one of the leading ways in America to eliminate debt and the burden of financial stress.

 

Benefits

Validation gives you what you want:

• Can be the least expensive debt relief option and gives you a single affordable payment.

• Credit Restoration is included to remove inaccurate items on your credit reports.

• Comes with a written “Money Back Guarantee.”

• You get to defend yourself from illegal debt collection under the Fair Debt Collection Practices Act, the Credit Card Act, and the Fair Credit Billing Act.

• Your alleged debt collectors will be forced to validate their right to collect on your alleged debts. If they can’t validate a debt, you don’t have to pay it.

• Graduate the program in 24 months or less (the average).

• You will get a nationally recognized debt relief support team who’s there to assist, update and answer your questions on a daily basis by phone or email.

 

Downside

• Not all accounts will be eligible.

• Not all states qualify.

• May initially affect your credit score.